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Policy Loans

Can You Use Life Insurance While Alive? Living Benefits Explained

October 2, 2026 by Jay A. Cohen
Couple reviewing a policy folder at home while learning about living benefits.

Living benefits may help with household expenses, eligible care, or preserving coverage. Jay A. Cohen explains illness riders, cash-value access, costs, and practical next steps. Read more

Categories Life Insurance, Family Protection Tags Accelerated Death Benefits, Insurance Planning, Life Insurance, Living Benefits, Policy Loans

Cash Value Life Insurance: A Smart Guide to How It Works

October 1, 2026 by Jay A. Cohen
Middle-aged couple reviewing cash value life insurance with an insurance professional.

Learn which life insurance policies may build cash value, how access works, and what loans, withdrawals, charges, and lapse risks can mean for coverage. Read more

Categories Life Insurance, Financial Planning Tags Cash Value Life Insurance, Indexed Universal Life, Life Insurance, Permanent Life Insurance, Policy Loans
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