What does fully funded IUL really mean? We explain three funding approaches, the relationship between premiums and death benefits, MEC limits, policy expenses, and the risks that make ongoing review essential. Read more
Living benefits may help with household expenses, eligible care, or preserving coverage. Jay A. Cohen explains illness riders, cash-value access, costs, and practical next steps. Read more
Wondering what life insurance might cost? Learn why averages can mislead, what affects your premium, and how to compare coverage and payment terms with confidence. Read more
Naming a child as a life insurance beneficiary requires careful planning. Learn how custodians, trusts, guardianship, and Florida rules may affect payment. Read more
Life Insurance Awareness Month is a helpful time to review your coverage, beneficiaries and changing financial responsibilities. Follow these 12 practical steps to evaluate how well your current protection fits your family’s needs. Read more