Rule of 110: A Simple, Smart Guide to Retirement Risk
The Rule of 110 offers a simple starting point for considering stock exposure by age, but retirement risk also depends on withdrawals, income, inflation and time horizon. Read more
Sequence of Returns Risk
Retirement Sequence Risk: 15 Smart Ways to Protect Income Near Retirement
Retirement sequence risk describes the danger that poor investment returns early in retirement can cause more lasting damage when a retiree is also withdrawing money. A market decline at age 40 can be uncomfortable, but continued contributions and decades of potential recovery may help. A similar decline immediately before or after retirement can be harder … Read more
IUL Retirement Planning: Reducing Investment Risk Near Retirement
Explore how IUL retirement planning may provide another source of flexibility near retirement, along with the policy costs, limitations and risks that must be considered. Read more